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Irma Citarayani, Hermanto Siregar, Irfan Syauqi Beik and Alla Asmara 2025. Financial Inclusion and Socio-Demographic Determinants of Micro and Small Enterprise Performance: Evidence from Conventional, Islamic, and Non-User Segments in Jakarta, Indonesia. Fikri : Jurnal Kajian Agama, Sosial dan Budaya. 10, 2 (Sep. 2025), 461–474. DOI:https://doi.org/10.25217/jf.v10i2.6373.