DAMPAK LITERASI KEUANGAN TERHADAP SIKAP MENABUNG DENGAN SELF-CONTROL SEBAGAI VARIABEL MADIASI PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS AHMAD DAHLAN

Authors

  • Tina Sulistiyani Universitas Ahmad Dahlan
  • Rai Rake Setyawan
  • Andy Passyada Salampessy

DOI:

https://doi.org/10.25217/srikandi.v4i1.4397

Keywords:

Financial Literacy , Self-Control, Saving Attitude

Abstract

This study aims to determine the effect of financial literacy on saving attitudes with self-control as a mediating variable in students of the faculty of economics and business at Ahmad Dahlan University Yogyakarta. Research using quantitative methods. The population of this study were students of the faculty of economics and business of UAD who were actively registered in the odd semester of 2023 totaling 1,329 students.  The sample used was 98 students, using proportionate stratified random sampling technique. The data collection technique was carried out by distributing questionnaires, which were then analyzed using the smart-PLS application. The results showed that financial literacy has an insignificant effect on saving behavior, financial literacy has a positive and significant effect on self-control, and self-control is able to act as a mediating variable. significant effect on self-control, Self-control has a positive and significant effect on saving behavior, and Self-control is able to act as a mediating variable variable.

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Published

2025-08-07

How to Cite

Sulistiyani, T., Setyawan, R. R., & Salampessy, A. P. (2025). DAMPAK LITERASI KEUANGAN TERHADAP SIKAP MENABUNG DENGAN SELF-CONTROL SEBAGAI VARIABEL MADIASI PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS AHMAD DAHLAN. Srikandi: Journal of Islamic Economics and Banking, 4(1), 24–33. https://doi.org/10.25217/srikandi.v4i1.4397